9/27/2023 0 Comments Virtual wallet by pnc![]() ![]() PNC has a feature for its Spend account to help avoid overdraft fees called Low Cash Mode. PNC received 4.8 out of 5 stars in the Apple store and 4.4 out of 5 stars in the Google Play store. Otherwise, you'll have to open a standard savings account. For example, you can only access high-yield savings options if you live in an eligible market. Your decision to bank with PNC could largely depend on whether you live near a branch. Here are the states with brick-and-mortar locations: PNC Bank has around 2,400 branches across 29 US states and Washington DC. You may have to maintain a $5,000 balance to avoid the $12 monthly service charge. You'll want to be mindful of monthly service fees on the account, though. In certain markets, you can earn up to 1.75% APY on account balances of $1 million or more. The PNC Premiere Money Market Account might be a decent choice depending on where you live. Not sure if this deal is available nationwide or not, but the $400 bonus is as good as it gets from PNC so we will add this to our list of the best bank account bonuses.Read Our Review A looong arrow, pointing right Seems similar to the previous PNC deal, but this time the $400 link should be showing for more people. There is some evidence to suggest that they don’t actually charge this fee, but YMMV. This is charged if you close your account within 180 days. There is an early account termination fee of $25. Qualifying direct deposits of $5,000 or more.Average monthly balance of $5,000 or more.You can get this fee waived if you meet any of the following: Virtual Wallet With Performance Select $25 Monthly Fee ($400 Bonus) All bank account bonuses are treated as income/interest and as such you have to pay taxes on themĪvoiding Fees Virtual Wallet Checking Pro with Spend ($200 Bonus).Please consult your tax adviser regarding your specific situation. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you. Offer may be extended, modified or discontinued at any time and may vary by market. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. Trust, Estate and other specialty titled accounts are excluded from this offer. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 24 months.Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet Performance Select or $2,000 for Virtual Wallet Performance Spend. A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select or Virtual Wallet with Performance Spend.Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “Cash Trans Promo Reward” on your monthly statement. To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page between to, and a qualifying Direct Deposit(s) must be received within the first 60 days.Changing your product type any time after account opening and prior to the payout of your earned reward, could result in different offer requirements and reward amount. You may earn a $400 reward if you open a new Virtual Wallet with Performance Select or a $250 reward if you open a new Virtual Wallet with Performance Spend. For origination through a PNC location, product availability will be based on the physical PNC location. For online or phone origination, the Zip code of your primary address will be used to determine product availability. ![]() Offer is contingent on product availability and may vary based on where you open your account and the Zip code of your primary address.
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9/27/2023 0 Comments Xscope protolab board![]() Net income jumped, climbing from $3.7 million to $5.1 million. That translates to a year-over-year growth rate of 7%. Revenue, for instance, managed to increase, rising from $116.1 million in the first quarter of 2021 to $124.2 million the same time this year. This kind of mixed performance continued into the 2022 fiscal year. Even worse was the increase in general and administrative expenses, which ultimately rose from 11.9% of revenue to 14%, with much of that cost increase coming from its aforementioned acquisition and from a $5 million rise in professional service expenses. Other costs for the company also rose, with marketing and sales costs climbing from 16% of revenue to 16.8%, while research and development costs rose from 8.5% to 9.1%. Raw material costs were also a component of this, accounting for $9.6 million of the increase. Of the $48.8 million increase in cost revenue for the year, $28.2 million resulted from its acquisition of Hubs, while $20.6 million came as a result of increased volumes and wage inflation for the company, including increased overtime as the business suffered with a labor shortage. Management attributed this to a couple of factors. For instance, the company saw its gross profit margin shrink from 50.1% in 2020 to 45.6% last year. And EBITDA ultimately declined from $107.9 million to $89.5 million.īottom line performance for 2021 largely suffered because of increased costs. If we adjust for changes in working capital, it would have fallen from $105.8 million to $80.9 million. Operating cash flow went from $107 million down to $55.2 million. Other profitability metrics also followed suit. It also marks the third year in a row in which profitability fell sequentially. That represents a decrease of 34.4% compared to the $50.9 million reported for 2020. Net income last year came in at $33.4 million. On the other hand, profitability for the company was worse across the board. On the positive side, the company saw revenue increase nicely, climbing 12.4% from $434.4 million in 2020 to $488.1 million last year. Its best role is as a means for the on-demand products and prototyping that Proto Labs emphasizes.Īnother issue seems to be the volatility of Proto Labs from a fundamental perspective. Although additive manufacturing, more commonly referred to as 3D printing, has the potential to save customers money, it can also be a rather expensive endeavor when it's substituted for general production. More likely than not, this recent downside is attributable to concerns that a weakening economy might lead companies to cutting back on additive manufacturing and other related services. With the S&P 500 down by 18.1%, shares of Proto Labs are down 22.3%. Since then, the business has performed only slightly worse than I would have anticipated. At the end of the day, however, the lofty trading price of the company, combined with its historical bottom line volatility, led me to rate it a ‘hold’. Even so, I viewed the company as being on solid footing and I said that as future was likely bright even though the 2021 fiscal year would probably be difficult. I acknowledged that the company had experienced some pain recently, including some pain that existed prior to the COVID-19 pandemic. In that article, I classified the company as a valid play on the additive manufacturing market. Continued mixed performanceīack in November of 2021, I wrote my first article about Proto Labs. Because of this, I have decided to retain my ‘hold’ rating on the company, indicating my belief that its returns will probably more or less match the broader market moving forward. But in the grand scheme of things, the company is still expensive from an earnings perspective, and, at best, it is more or less fairly valued from a cash flow perspective. ![]() The good news, at least, is that the company does look cheaper than some similar firms. ![]() In recent months, shares of the enterprise have taken quite a beating, not only following the market lower but also performing worse than it. Revenue has mostly trended higher, but profitability has not always followed suit. This firm, which operates as one of the world's largest and fastest digital manufacturers of custom prototypes and on-demand production parts, has generally performed well in recent years. ![]() One of the most unique companies on the market today is Proto Labs ( NYSE: PRLB). ![]() Galaxy Space iPhone Desktop High-definition television 1080p, Space, purple, violet png 1920x1200px 2.79MB.Telescope Silhouette Astronomy Astronomer, The vastness of space, atmosphere, poster png 650圆50px 314.43KB.crescent moon view, Window International Space Station Outer space Spacecraft, Space Craft, furniture, atmosphere png 1600x1793px 3.44MB.Desktop High-definition television Desktop Computers 1080p, Space, atmosphere, computer png 1920x1080px 2.14MB.multicolored rocket and planets illustration, ArtWorks, Cosmic planet, spacecraft, orange png 2514x1808px 211.21KB.galaxy, Light Universe Space Green, Star Galaxy, stars, leaf png 1300x1300px 952.85KB.red splatter illustration, Universe Nebula Outer space Black hole, The vast sky, stars, atmosphere png 1300x1300px 1.8MB.Desktop 4K resolution Ultra-high-definition television High-definition video 1080p, Space, blue, atmosphere png 3440x1440px 5.4MB.Desktop Sky Outer space Light Nebula, Space, atmosphere, cloud png 2560x1600px 3.36MB.starry night, Desktop Display resolution Night 1080p High-definition television, Best Snowflakes Falling, atmosphere, outer Space png 2560x1600px 1.15MB.Universe Galaxy Art Human body Space, Space, purple, atmosphere png 2000x1125px 4.83MB.Night sky Star Desktop, Night, blue, atmosphere png 1920x1200px 2.24MB.Desktop 4K resolution Ultra-high-definition television 1080p, Space, atmosphere, computer png 1920x1200px 3.41MB.Solar System model Planet NASA Astronomy, planets, atmosphere, outer Space png 1024x812px 1.35MB.Outer space Nebula Pauly's Hotel Astronomical object, Space, atmosphere, special Effects png 1600x900px 2.14MB.blue and purple skye, Desktop High-definition video Display resolution 1080p, Space, atmosphere, computer png 1920x1080px 3.87MB.galaxy-themed illustration, Universe Star Sky Cosmos, Star Universe, texture, stars png 2000x1500px 7.31MB.galaxy illustration, Space Hd, texture, blue png 959x799px 1.16MB.Space Universe Galaxy, The vast, stars, atmosphere png 1300x1300px 971.02KB.Visual arts Atmosphere Painting Sky Cloud, Space interstellar cloud, blue sky, watercolor Painting, purple png 1024x1024px 1.72MB.Outer space Galaxy Nebula Star, The vast, stars, atmosphere png 1300x1300px 1.88MB. ![]() red and black galaxy, Samsung Galaxy Desktop 4K resolution High-definition television, Dream, atmosphere, computer png 1920x1080px 2.37MB.Nebula Desktop Space Galaxy, Space, purple, violet png 1920x1080px 1.52MB.red and blue galaxy illustration, Sky Star Euclidean, The vast sky, stars, atmosphere png 1300x1300px 1.68MB.Desktop iMac Display resolution Desktop Computers, Space, atmosphere, explosion png 1920x1080px 2.7MB.Planet Outer space Solar System Milky Way, Dream Star, stars, atmosphere png 990圆28px 2.38MB.Night sky Desktop Star, Night, blue, atmosphere png 1920x1080px 1.65MB.planets, Outer space Solar System, Space star rocket, stars, text png 2214x2202px 235.26KB.orange and purple nebula, Nebula Universe Desktop Outer space, Space, atmosphere, computer png 3000x2000px 7.7MB.Desktop Nebula Outer space Galaxy, Space, atmosphere, computer png 1024x1024px 2.48MB.Desktop Blue Space Nebula, Space, texture, blue png 1240圆35px 1.24MB.Earth Outer space Planet Universe, universe, atmosphere, solar System png 1194x1195px 1.24MB.Star Trek Desktop LCARS, material Star, stars under cloudy sky, blue, stars png 584x970px 692.88KB.Non-commercial use, DMCA Contact Us Relevant png images 9/27/2023 0 Comments Anemona hartocollis schizophreniaWith the data requested, the team will use the data and effectiveness results to calculate the Incremental Cost Effectiveness Ratio (ICER).Īnalyzing NYC Hospital Discharge Characteristics/trend in inpatient and outpatient settings ![]() The exploratory aim is to estimate the incremental cost per suicide attempt averted by delivering ASSIP to supplement usual care following a suicide attempt. The secondary aim of the study is to determine whether ASSIP improves perception of low belonging and being a burden on others, and secondly whether the effect of treatment on reductions in suicide reattempts is mediated by these improvements. Participants will be randomized into the treatment or control group, and the outcome variable will be measured by time to first reattempt. The primary aim is to determine the effectiveness of ASSI in reducing suicide reattempts. Pisani will study participant’s outcomes to different suicide-related psychiatric care and evaluate the cost effectiveness of the Attempted Suicide Short Intervention Program (ASSIP) therapy compared to usual care. Study About Treatment After a Suicide Attempt: Randomized Trialĭr. ![]() Specifically, the team will continue to investigate associations between environmental exposures (including weather extremes, climate change, and air pollution) and health outcomes. The additional years of data will be used to further the research approved under the previous requests. This application is being updated to add additional years of data to the approved application 1509-01(S). The investigators anticipate that they will observe similar trends in the health outcomes of interest (including asthma, myocardial infarction, stroke, and respiratory infections) as the amount of time during which SFH policies have been in place increases.Įnvironmental Exposures and Public Health Outcomes ![]() Thorpe indicates that the study team’s assessment to date of the association between SFH policy and secondhand smoke exposure has found declines in airborne nicotine concentrations in NYCHA common areas that may be attributable to the policy. 1701-01(S) with additional years of data to continue the previously approved study, which examines the impacts of smoke-free housing (SFH) policies on health outcomes for New York City Housing Authority (NYCHA) residents. Thorpe and the research team have requested approval to amend data request nos. The purpose of this data request is to carefully characterize the healthcare utilization and healthcare needs of the communities surrounding Sunset Park and Red Hook and comparing them to other parts of the City, as part of an intensive priority-setting and planning phase.Įvaluation of Smoke-Free Housing Policy Impacts on Tobacco Smoke Exposure and Health Outcomesĭr. The goal of the project is to develop and implement multiple interventions to improve healthcare and social contextual factors that determine health. Thorpe is requesting SPARCS data to evaluate the Beyond Bridges project which aims to transform the landscape of population health and health equity in Brooklyn. ![]() All Health Care Professionals & Patient SafetyĪpproved SPARCS Data Requests (January 2009-February 2023) Types of Data Files:īeyond Bridges: Evaluation of a multi-modal intervention to improve NYU’s Health System in Brooklynĭr.Clinical Guidelines, Standards & Quality of Care.Health & Safety in the Home, Workplace & Outdoors.Birth, Death, Marriage & Divorce Records. ![]() How much can I save at Wondershare?ĭepending on the Wondershare promotions, the product discounts that customers can enjoy on Wondershare are also different. Wondershare 's clients will deifinitely love the items in the exceptional advancement area. There are presently 1 extraordinary offers and Wondershare items will be refreshed to the deal segment consistently. Yes, Need super low-valued Wondershare items without finding the advancement? 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Ele conta às meninas a história de uma visita à floresta dos elementos, onde um acontecimento inesperado teria provocado a sepaação dos habitantes da cidade com os quatro elementos fundamentais: ar, fogo, terra e água. Peppermint, peppermint oil, and its menthol extract have been evaluated for use in GI conditions, including nonserious constipation or diarrhea associated with irritable bowel syndrome (IBS) to reduce global symptoms of pain, and bloating antispasmodic properties of the oil and menthol extract has led to use in endoscopic GI procedures.ĭe volta à infância de Elsa e Anna, as duas garotas descobrem uma história do pai, quando ainda era príncipe de Arendelle. It can be found naturally in North America and Europe. ![]() ![]() It’s a hybrid mint that’s a cross between spearmint and watermint. Peppermint is an aromatic herb in the mint family. 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Juan's medical expense related to the ramp and hallways is $12,000 ($5,000 + $7,000). IRC § 213 allows a deduction for medical care to the extent expenses exceed 7.5 of AGI. You must itemize your deductions on IRS Schedule A in order to deduct your medical expenses instead of taking the standard deduction. These expenditures are subject to the 10% floor only, and the increase in the home's value is deemed to be zero. In 2022, the IRS allows all taxpayers to deduct their qualified unreimbursed medical care expenses that exceed 7.5 of their adjusted gross income. You can deduct on Schedule A (Form 1040) only the part of your medical and dental expenses that is more than 7.5 of your adjusted gross income (AGI). To accomplish this, your deductions must be from a list approved by the Internal Revenue Service, and you must itemize your deductions. Medical expenses include dental expenses, and in this publication the term medical expenses is often used to refer to medical and dental expenses. Example: The EDG has total allowable medical expenses of 173. Qualifying costs include expenditures for constructing entrance and exit ramps to the residence, widening hallways and doorways to accommodate wheelchairs, installing support bars and railings in bathrooms and other rooms, and adjusting electrical outlets and fixtures. OVERVIEW Claiming medical expense deductions on your tax return is one way to lower your tax bill. The full cost of home-related capital expenditures incurred to enable a physically handicapped individual to live independently and productively qualifies as a medical expense. Examples of such improvements include dust elimination systems, elevators, and a car specially designed for a wheelchair-bound taxpayer. D A capital improvement that ordinarily would not have a medical purpose qualifies as a medical expense if it is directly related to prescribed medical care and is deductible to the extent that the expenditure exceeds the increase in value of the related property. 9/27/2023 0 Comments Sqlpro studio for ubuntu![]() ![]() SQLPro Studio for iOS supports MySQL, Postgres and Microsoft SQL Server. SQLPro is a long running macOS app and I've release the iOS app earlier this year. Hi! For my 11'th Cake Day, I offer 30x SQLPro Studio for iOS yearly license key promo codes. There are also unrelated solutions like Play-Code or Redeemco. Use websites for code-distribution like (made by redditor /u/chadyk ). Please don't post promo codes in raw text format. No posts for apps in Beta or with introductory pricing. Add both links in the Comments.Īll general rules for posting ( above) apply to developers. This includes appsto.re links.ĭon't use referral/affiliate URLs in posts or comments. ) are for moderator use only.ĭon't use link shortening in posts or comments.No writing in CAPITAL LETTERS or use of symbols or special characters.įlair your submission appropriately. Apple AppStore, Google Play, Microsoft Store, Amazon Appstore or developer site ) Submissions from new accounts are automatically removed, to prevent spam, and require manual approval from the moderators.Īlways link directly to the deal. No iMessage Stickers – unless proof for a deal or discount is messaged seperate and autonomous to the mods.ĭon't see your post? Check the flair or your messages for a reason or Message the Moderators. No apps with multiple on-off price changes over the last months. No formerly paid apps that went free with IAP (freemium). No lite applications, apps with intermittent ads, apps that are always free or free most of the time. This includes: iOS, tvOS, macOS, Android and Windows. Self-promotion, non-disclosure of affiliation, or acting as a shill, is discouraged in posts and comments and can result in a ban from this subreddit depending on account behavior.Īll platforms are welcome. No rude, offensive, harassing or inflammatory comments. Thank submitters, developers and moderators.īe civil. Read our Wiki for details on posting, moderation, suggestions to subscribers, developers and more.īe grateful. Post a Formatted Link Rules and Guidelines Android, iOS, Windows, macOS, Steam and more. The best sales and verified price reductions for apps of all operating systems. ![]() This commentary on the Revelation is from a series of Sunday School lessons taught at the Northside Baptist Church. God used him in the lives of many people. Everything he taught, he taught by example. It was by his example and by his teaching that I learned one of the most fundamental and most important things that a large number of Christians never learn, and that is this: he taught me to trust in God. It was from this man of God that I learned the great doctrine of the word of God. We had very few disagreements and I trusted him completely. We trusted each other with our most intimate personal problems. We traveled together, worked together, played golf together, laughed together and cried together. I would have to say that he was my closest friend. Outside of his family I knew him as well and probably better, than most people. In 1994 he had to retire as pastor due to his deteriorating health.ĭuring the twenty years that he was my pastor and until his death he made a tremendous impression upon me. In succeeding years he had to have another By-pass surgery and several other surgeries. He had a major heart attack in 1978 and open-heart surgery. This was the location of the church when Brother Smith's health started to decline. In 1978 Gerald led the church to buy seven acres of land on Swigert Avenue in the Northern edge of Lexington where a beautiful building was constructed. It was in this location in 1974 that I found Christ under the preaching of Brother Smith. Under his leadership the church went from a basement on Price Avenue to a new building in that location. He pastored the Northside Baptist Church for thirty years. In 1964 was called to the Northside Baptist Church on Price Avenue in Lexington, Kentucky. He was called to Ephesus Baptist Church in Lincoln County, Kentucky and was the pastor there for eleven years. Gerald went to Lexington Baptist College while working in construction and eventually he had his own business. He sold his farm and equipment and, with his wife Shirlee and two young children, five year-old Sherman, and Linda four, moved to Lexington. He heard about a school starting in Lexington, Kentucky by the Late Clearance Walker, under the authority of the Ashland Avenue Baptist Church. ![]() It was not very long until he felt the Lord was calling him to preach the gospel. Gerald went one night out of curiosity, and the first time he heard the gospel he was saved. Many times I have heard him tell his testimony, how that his cousin had been saved and called to preach and was holding a series of meetings in a little one-room school house. A descendant of homesteaders, he was the son of a farmer and was following in the family vocation when God intervened. He served in the US Navy in World War II. Gerald Scott Smith was born Decemin Vine Creek, Kansas. ![]() Although I disagree with a very few verses of interpretation, it is a very good exposition of the book. He deals with the scripture in a plain way and does not go beyond what the scriptures say. This commentary of Revelation by Brother Gerald S. ![]() I don't know of any two men that agree on the Book of Revelation entirely. A series of Sunday School Lessons taught at the Northside Baptist Church in Lexington, Kentucky in 1976. 9/27/2023 0 Comments David jeremiah psalm 2340 I will bring on you everlasting disgrace ( CL)-everlasting shame that will not be forgotten.” ![]() 37 This is what you keep saying to a prophet: ‘What is the Lord’s answer to you?’ or ‘What has the Lord spoken?’ 38 Although you claim, ‘This is a message from the Lord,’ this is what the Lord says: You used the words, ‘This is a message from the Lord,’ even though I told you that you must not claim, ‘This is a message from the Lord.’ 39 Therefore, I will surely forget you and cast ( CK) you out of my presence along with the city I gave to you and your ancestors. So you distort ( CI) the words of the living God, ( CJ) the Lord Almighty, our God. 35 This is what each of you keeps saying to your friends and other Israelites: ‘What is the Lord’s answer?’ ( CH) or ‘What has the Lord spoken?’ 36 But you must not mention ‘a message from the Lord’ again, because each one’s word becomes their own message. False Prophecyģ3 “When these people, or a prophet or a priest, ask you, ‘What is the message ( CD) from the Lord?’ say to them, ‘What message? I will forsake ( CE) you, declares the Lord.’ 34 If a prophet or a priest or anyone else claims, ‘This is a message ( CF) from the Lord,’ I will punish ( CG) them and their household. They do not benefit ( CC) these people in the least,” declares the Lord. “They tell them and lead my people astray ( BZ) with their reckless lies, ( CA) yet I did not send ( CB) or appoint them. 31 Yes,” declares the Lord, “I am against the prophets who wag their own tongues and yet declare, ‘The Lord declares.’ ( BX) 32 Indeed, I am against those who prophesy false dreams, ( BY)” declares the Lord. ![]() 29 “Is not my word like fire,” ( BT) declares the Lord, “and like a hammer ( BU) that breaks a rock in pieces?ģ0 “Therefore,” declares the Lord, “I am against ( BV) the prophets ( BW) who steal from one another words supposedly from me. ![]() For what has straw to do with grain?” declares the Lord. ( BQ) 28 Let the prophet who has a dream ( BR) recount the dream, but let the one who has my word ( BS) speak it faithfully. They say, ‘I had a dream! ( BL) I had a dream!’ 26 How long will this continue in the hearts of these lying prophets, who prophesy the delusions ( BM) of their own minds? ( BN) 27 They think the dreams they tell one another will make my people forget ( BO) my name, just as their ancestors forgot ( BP) my name through Baal worship. They would have proclaimed ( BE) my words to my peopleĪnd would have turned ( BF) them from their evil waysĢ5 “I have heard what the prophets say who prophesy lies ( BK) in my name. They say, ‘No harm ( AW) will come to you.’ġ8 But which of them has stood in the council ( AX) of the LordĢ0 The anger ( BA) of the Lord will not turn back ( BB)Ģ2 But if they had stood in my council, ( BD) ‘The Lord says: You will have peace.’ ( AU)Īnd to all who follow the stubbornness ( AV) of their hearts They speak visions ( AR) from their own minds,ġ7 They keep saying ( AT) to those who despise me, ![]() “Do not listen ( AQ) to what the prophets are prophesying to you |
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